Longer reads for owners in Florence, Alabama and Lauderdale County, AL: buying a restaurant in the Shoals, buying a pharmacy, buying a gas station, and lines of credit for law firms. Short notes below answer questions about monthly cash flow, cash flow lending, global cash flow and equipment financing.
Buying a Restaurant in the Shoals
How to get a business loan to buy a restaurant, with Lauderdale County, AL restaurant counts: read the restaurant article.
Buying a Pharmacy in Florence, AL
What a partner reads when the money buys a pharmacy, from payer mix to stock: read the pharmacy article.
Law Firm Credit Lines in Florence, AL: Long Matters and Buy-Ins
Carrying a firm through long matters, and buying into one: read the law firm article.
Fuel Volume and Tanks: A Florence, AL Station Purchase
Fuel volume, tanks and the store side of a station purchase: read the gas station article.
What Is Monthly Cash Flow? What It Means in Florence, AL
Monthly cash flow means a month's cash receipts less that month's cash payments out of the business. It differs from profit because it counts when money moves, not when it is earned: a sale invoiced in May and paid in July adds to July's cash flow.
What Is Cash Flow Lending? Context for Lauderdale County, AL Firms
Cash flow lending sizes a loan by the business's cash flow rather than by collateral. The partner reads bank deposits and payments to judge what the business can carry. Working capital is one example.
How to Get Working Capital? Practical Notes for Lauderdale County, AL
Work out the gap and when it closes, gather recent bank statements, and send a request that states both. The working capital page on this site walks through it.
What Is Global Cash Flow? Context for Lauderdale County, AL Firms
Global cash flow adds the owners' personal income and debts to the business's own, to see whether everything together can carry a new payment. Partners use it when owners guarantee a loan or when the business and the owner are closely tied.
Equipment Financing or a Loan? A Plain Answer for Lauderdale County, AL Owners
Equipment financing can be a loan, where the business owns the item, or a lease, where it does not. Either way the equipment usually secures the agreement.
By Coastspring Funding Group · Updated